![]() ![]() Its biweekly and monthly payment plans range from six weeks to 60 months - a timeline that is far more flexible than other BNPL apps. Affirm's version gives you the option of stretching the timeline to eight weeks, eliminating the need for an upfront payment. Like other BNPL apps, it offers a Pay in 4 option, called Split Pay, which divides costs into four interest-free payments, paid every two weeks. First, it offers a variety of payment options, allowing flexibility to pay loans back. Larger, multimonth loans are reported to ExperianĪffirm stands out among BNPL competitors for a few reasons.
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